The Student Loan Doctor LLC
Bills, Bills, Bills- COVID-19 edition

Bills, Bills, Bills- COVID-19 edition

March 19, 2020

Tips From This Episode:

Ask your credit card company, Are you offering any form of forbearance at this time?

If no, Ask if you can change the due date of your bills, credit cards coming

If you find yourself struggling financially, call customer service to make your case. Make sure to clearly and politely articulate the reasons for your hardship. Companies may offer you such things as: 

Being able to skip a payment, having temporarily lower rates, getting fees waived or having a credit line increase.

When contacting your lenders, be prepared to explain:

  • Your situation
  • How much you can afford to pay
  • When you’re likely to be able to restart regular payments
  • In the case of mortgages, be prepared to discuss your income, expenses and assets

If you have trouble paying your credit card, call your lender may have options that will help. Our tips include changing the date of your payment, requesting a payment plan, and asking for a payment extension.

For additional assistance with managing your debt, budget and creating an additional stream of income, check out our upcoming class on April 5th, 2020 - 30 Day Financial Wellness Course - click here

For a FREE discovery call for your federal loans, please click here

Follow us on IG for more great information, tips and updates: thestudentloandr

Trump Halting Student Loan Interest

Trump Halting Student Loan Interest

March 17, 2020

Recap of the this podcast episode points:

The president has waived interest payments, but not principal payments, on federally-held student loans until further notice."

Instead, the order waives the requirement that borrowers pay interest on federally-held loans, including loans in income-driven repayment and loans in forbearance. That means borrowers will still keep paying, but it will only be on the loan’s principal.

The interest waiver is automatic and effective immediately. The department will start putting the measure into effect over the next week or two.

To join the upcoming 30 Day Financial Wellness class starting April 5th, please click here

Trump Proposed Plan Agenda- Details You Must Know

Trump Proposed Plan Agenda- Details You Must Know

February 14, 2020

 This episode is a brief update on the major updates being proposed by the Trump administration: 

1) Undergraduates can get federal student loan forgiveness after 15 years

-12.5% of discretionary income and forgive remaining balances after 15 years.

-Positive: forgive the remaining student loan balance five to 10 years sooner than the current income-driven repayment plans

2) Limits annual and lifetime student loan limits for graduate students and parent borrowers 

3) Eliminates subsidized federal student loans

4) Eliminates public service loan forgiveness

5) Expands eligibility for Pell Grants 

If you need help on understanding how this proposal may impact your loans, schedule a free discovery call via www.doctorpleasehelpme.com

 

Teacher, Nursing and Public Service Loan Forgiveness Webinar

Teacher, Nursing and Public Service Loan Forgiveness Webinar

July 5, 2019

This webinar features details on the teacher, nursing and public service loan forgiveness program. For details on the executive consultations or public service loan forgiveness consultations, please visit Doctorpleasehelpme.com

Real Estate Investing Quick Conversation

Real Estate Investing Quick Conversation

June 23, 2019

Enjoy this quick snippet from the Michele Speaks Radio Show! Listen in as Traci Powell, real estate investing expert and Joanna Jane, personal finance expert and Sonia, The Student Loan Doctor give you gems on understanding how you can leverage the opportunity and there are a few student loan repayment gems at the end!

This episode is brought to you by SLD University!

SLD University is our online university where we discuss different topics of personal finance in a small and supportive environment. Click here to learn more.

Follow Traci Via IG: realestatetraci

Follow Joanna Via IG: j_b_enterprises

Follow Sonia Via IG: thestudentloandoctor

Home Buying and Student Loans w/ Marc Brown

Home Buying and Student Loans w/ Marc Brown

July 18, 2018

Our podcast is back with a brand new episode!

The recording begins at the 1 minute mark.

Listen in on a live discussion had with home buying expert Marc Brown. 

Learn about FHA, Conventional and Non-traditional home buying as it relates to your student loans. 

If you are buying a home within the next year, you need to listen in!

If you need a discounted consultation after listening, visit doctorpleasehelpme.com and use code: home for $5 off!

Need to reach Marc Brown to see if he can assist you with your home buying goals, email him at marc@marc.loans

Enjoy!!!

 

The “Glow Up” Has Been Televised

The “Glow Up” Has Been Televised

February 3, 2018

Thank you from the bottom of my heart for all of the support that has been received in the last two weeks. This short but yet sweet podcast expresses my gratitude and introduces a new feature segment, Q & A to address your most pressing student loan questions and concerns. Please email me at podcast@thestudentloandoctorllc.com to share your story of your loans and provide me with your questions. 

Please be sure to check out our website if you need to book a free discovery call or consultation at https://thestudentloandoctorllc.acuityscheduling.com

Lastly, check out our "This is Your Year" t-shirt line! Grab your copy today at www.studentloanworkbook.com

With Love, 

Sonia aka The Student Loan Doctor

 

Is Federal Consolidation of Your Loans Right For You?

Is Federal Consolidation of Your Loans Right For You?

September 3, 2017

In this episode we will discuss if federal student loan consolidation is right for you. I will explain what consolidation is, the benefits- pros and cons so that you may make the best decision for you.

As always, the coaches of The Student Loan Doctor LLC are here to assist you if you have questions regarding consolidation:

Please click here to schedule a free discovery call to speak with us.

Also, click here to check out our budgeting tools and guide! Everything is currently on sale!

Follow us on IG: thestudentloandoctor

Please give us feedback on today's show: https://www.facebook.com/thestudentloandoctorllc

Thank you

How to Achieve a Financially Abundant Mindset

How to Achieve a Financially Abundant Mindset

June 7, 2017

This podcast is being filmed live from Montego Bay, Jamaica.

Here are the main key points:

Be able to envision before having it

You must dispel negative talk

You must stop playing average

Please stay tuned in for more motivation, financial literacy and empowerment. 

Please follow me on IG @ thestudentloandoctor or visit www.thestudentloandoctorllc.com

If you are interested in a discovery call to figure out your sutdnet loan concerns, please schedule at thestudentloandoctorllc.setmore.com and click Discovery Call.

Thank you

Sonia 

Are You On Purpose

Are You On Purpose

March 15, 2017

A quick and special podcast asking you to check in with yourself and ask, are you on purpose? 

Don't forget to leave me a review on Itunes.

Follow me on IG @thestudentloandoctor and post your thoughts under the episode flyer

Catch me at these upcoming events:

Free Student Loan Repayment Webinar- learn which repayment plan is best for you- CLICK HERE

Nicole Purvy and I are teaming up for a Passion into Profit seminar: CLICK HERE

The Beginning and End of Student Loan Debt! Need alternative financing to finish your education: CLICK HERE

LEARN STOCK SEMINAR: CLICK HERE

Ladies Only Business Bootcamp: LIVE & IN PERSON Edition: CLICK HERE

Ladies Only Business Bootcamp: VIrtual Edition: CLICK HERE

 

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